Coat of the Chameleon

Coat of the Chameleon
Wondrous item, rare (requires attunement by a bard)
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Imbued into the fabric of this overcoat is the maneuverability of the chameleon. While wearing it you have a climbing speed equal to your walking speed.
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The hue of this coat changes at your whim. While wearing it, you can use a bonus action to shift the coat between a dazzling rainbow display, active camouflage, or an unassuming overcoat in a color of your choice.
While the rainbow is active, Wisdom (Insight) checks made to read you have disadvantage, and you have advantage on Charisma (Performance) checks.
While the camouflage is active, Wisdom (Perception) checks made to see you have disadvantage, and you have advantage on Dexterity (Stealth) checks made to hide.
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This coat allows you to split your attention in two directions at once. You can grant Bardic Inspiration dice to two creatures with one bonus action. The number of Bardic Inspiration dice is expended as usual. Additionally, if a creature uses your Bardic Inspiration on a Dexterity (Stealth) or Charisma (Deception) check, the number rolled is doubled.
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Curse. The coat occasionally reacts to your mood when you are under duress, revealing your intent. If you attempt a Charisma (Deception) check while wearing the coat, roll one of your Bardic Inspiration dice. If the result is even, subtract the number rolled from the total. The Bardic Inspiration die is not expended when used in this way. If you fail the check, the coat suddenly takes on a conspicuous appearance.
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Basel was determined to avoid accruing undue karmic debt. A little white lie to prevent the deal from going sour would have bypassed a lot of unnecessary bloodshed. But this blasted coat, always undermining him, revealed the ruse at the most inopportune time. Of course, a few well-placed fireballs cleared things perfectly as a last resort. He’ll have to volunteer around the clock at the orphanage to tip the scales in his favor again.
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